See It in Action
Dual Paycheck View
Affordability Check
PayCheck Buddy
Partner Sharing
Stop forcing a monthly budget system onto your 24 paychecks. Experience true Semi-Monthly Intelligence and a Conversational AI coach designed for the 50+ million Americans paid by paycheck.
52 Unique Features. 3.7x more value than the competition.
Standing in the store wondering if you can afford it? Your PayCheck Buddy answers in plain English, checking 14 intelligence features instantly.
"Can I afford to spend $50 groceries AND $30 gas today?"
PayCheck Buddy: ✅ Yes! Checking combined total of $80.00. You'll have $320 remaining for 7 days.
⚠️ Proactive Warning: This transaction will be tight before your $120 Electric bill due in 2 days.
No calculator needed. Our AI handles discounts, merchant memory, goal impact, and overdraft prevention.
Every other app forces you into monthly workarounds. PayCheck Budget fixes this with the only true semi-monthly budgeting engine in existence.
You can assign every bill to Paycheck 1 or Paycheck 2, see exactly what's left after bills are covered, and track multiple incomes/side-hustles with Unlimited Budget Profiles. Never overdraft from poor planning again.
Assign every bill to either Paycheck 1 or Paycheck 2 based on your semi-monthly schedule (e.g., 1st & 15th). See your Safe-to-Spend amount for each paycheck individually.
Create as many budgets as you need: Personal, Family Household, Side Hustle, Business Expenses, Vacation Savings. All organized, all tracked independently on one device.
Share up to 4 budgets with family/partners via secure iCloud sync. View unlimited budgets shared with you. Complete transparency and huge savings vs. paying per user on competitors.
20 interactive modules, 20+ personalized calculators, 140+ quiz questions, and an Achievement Badge System to make building financial literacy addictive and fun.
Snap a photo of any receipt. Advanced recognition extracts merchant name, amount, date, and suggests the category in one tap. No typing required for expense tracking.
When checking affordability, the app instantly shows: "💡 Impact: This delays your House Fund goal by ~2 weeks." Visualize trade-offs to make better spending decisions.
Create unlimited custom categories and assign ANY emoji for instant visual recognition on your Quick Add Widget and budget screen. Budgeting made personal, not corporate.
Your data syncs securely using Apple's iCloud only. Zero server costs, end-to-end encryption. Your data is never sold, shared, or mined by us or third parties. It stays yours.
Unlock 52 unique features, including Family Sharing, for less than competitors charge for a basic monthly budget.
Try free for 30 days. Cancel anytime. All features included in the trial.
Join the waitlist to be notified when PayCheck Budget officially launches on the App Store.
Unlike other budgeting apps, PayCheck Budget doesn't require bank linking. Your financial data syncs securely via your private iCloud and is never sold or shared with third parties. We don't even have access to it.